Buyer's Guide in Kansas City

I will help and guide you in your search.



Find an Agent

Look for a licensed Compass real estate agent who is knowledgeable about the neighborhoods you’re considering and can help guide your search.




Get Pre-Qualified

Before beginning your search, your first step is to get pre-approved for a mortgage loan (unless you will be paying in cash for the full price of your home). Your Compass agent can connect you to qualified mortgage brokers. Based on your income and credit history, the mortgage broker will determine how much the bank will lend you, which will help you determine the price range for your search.




Visit Properties

Attend viewings and open houses spanning a range of areas and property types. Now is the time to consider your ideal home’s location and amenities.





Once you have seen a home you like, you can work with your Compass agent to draft and submit a Contract to Buy and Sell Real Estate, which the seller can either accept, reject, or counter. Your agent can guide you through the negotiation process, and once both parties come to an agreement and sign, you are under contract to purchase the property (with potential contingencies, such as inspection and financing). After the contract is signed by all parties, you will have a limited number of days to deliver your Earnest Money Deposit to the title company, which is money put down upfront as collateral.




Inspection Period

You are given a limited time period during which to conduct optional/encouraged inspections, including but not limited to a general inspection, sewer scope, radon test, and structural inspection. If something of concern is discovered during this timeframe, you will have the chance to re-open negotiations on the price and terms of the sale, or even cancel the sale and have your Earnest Money Deposit returned to you.




Complete Loan Process

Once you are under contract and through your inspection timeframe, your loan officer may require additional documentation, and an appraisal will be ordered and completed. Once the loan officer receives all required documents and conducts a successful appraisal, they will be able to issue a clearance to close, meaning you are fully approved for the loan and the bank is ready to execute your mortgage upon successful closing.




Closing is Scheduled

The title company will work together with the buyer, seller, and their agents to coordinate closing for the day reflected in the Contract to Buy and Sell.




Final Walk-Through

A final walk-through of the property is performed just prior to closing. The walk-through confirms that no damage has been done to the home since the time of the inspection and that the major systems and appliances are in working order.





Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, payment is exchanged, and the buyer receives the keys to their new home!


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Whether buying or selling a home, McClung & Associates will go above and beyond to ensure that their clients are well represented because they place all value on a job well done!
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